Everyday Checking Made Simple
Not sure where to start?
Think about how you use your money day-to-day – whether you want to keep it simple, earn interest, or avoid monthly fees. Explore our options below to find the account that fits your lifestyle.
SKY Cash
Best for customers who want their everyday checking to earn interest without extra requirements.
- Earn bonus interest rates*
- Bonus tiered interest rates; one rate for balances up to $10,000, and a different rate on a portion of balances greater than $10,000*
- ATM fee refunds**
- Minimum opening deposit $50
- No minimum balance after opening
- No monthly maintenance fee
- Unlimited transactions
- Free online banking, mobile banking, and bill pay
- Free eStatements
- Free MasterCard debit card with uChoose Rewards
- Link to SKY Saver for more savings
- Other fees may apply
SKY Cash Back
Best for debit card users who want rewards on their everyday spending.
- Earn 5% cash back on debit card purchases (up to $15 per month***).
- ATM fee refunds**
- Minimum opening deposit $50
- No minimum balance after opening
- No monthly maintenance fee
- Unlimited transactions
- Free online banking, mobile banking and bill pay
- Free eStatements
- Free MasterCard debit card with uChoose Rewards
- Link to SKY Saver for more savings
- Other fees may apply
SKY Perks
Best for customers who want extras like telehealth and cell phone protection benefits along with checking.
- Attractive add-ons like telehealth and cell phone protection
- Minimum opening deposit $50
- No minimum balance after opening
- $10 monthly service charge
- First 40 basic checks are free
- Free MasterCard debit card with unlimited transactions and uChoose Rewards
- Free eStatements and paper statements
- Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
- Other fees may apply
Skyline Everyday Checking
Best for anyone looking for a simple, no-fuss checking account option.
- Minimum opening deposit $50
- No minimum balance after opening
- No monthly maintenance fee
- First 40 basic checks are free
- Free MasterCard debit card with unlimited transactions and uChoose Rewards
- Free online banking, mobile banking and bill pay
- Free eStatements and paper statements
- Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
- Other fees may apply
Skyline Plus Checking
Best for customers who keep higher balances and want extra value for their account.
- Earns interest
- Minimum opening deposit $50
- $500 minimum balance
- $5 fee if balance falls below $500
- First 40 basic checks are free
- Free standard size safe deposit box (while supplies last)
- Free MasterCard debit card with unlimited transactions and uChoose Rewards
- Free online banking, mobile banking and bill pay
- Free eStatements and paper statements
- Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
- Other fees may apply
| Product | Minimum balance requirement | Interest bearing | Minimum to open | Minimum service charge | First 40 (basic) checks free |
|---|---|---|---|---|---|
| SKY Cash | None | Yes* | $50 | None | No |
| SKY Cash Back | None | No | $50 | None | No |
| SKY Perks | None | No | $50 | $10 | Yes |
| Skyline Everyday Checking | None | No | $50 | None | Yes |
| Skyline Plus Checking | $500 | Yes | $50 | $5 (if balance falls below $500) | Yes |
Switching to Skyline is easier than you think
Our downloadable Switch Kit makes it easy to move your direct deposits and automatic payments. Open your new account online or stop by a branch, whichever works best for you.
Need checks for your new account?
You can order checks online anytime. It’s quick, secure, and a convenient way to get what you need.
*Higher rates paid when qualifications are met. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will earn a lower rate of interest. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions.
**Reimbursements of nationwide ATM withdrawal fees less than $5 incurred during qualification cycles will be reimbursed up to $25 when qualifications are met. ATM withdrawal fees are not reimbursed when qualifications are not met.
***Cash back rewards earned when qualifications are met. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will not earn cash back rewards. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card purchases.
Additional fees and terms may apply. For more details, our fee schedule is available upon request.