Personal Checking

It’s never been easier to bank your way. We make sure of it.

We make it easy to bank your way! There are never any hidden fees or surcharges – just simple, straightforward and smart checking options. And affordable: Any of our great accounts are only $50 to open. 

Product

Minimum balance requirement

Interest bearing

Minimum to open

Below minimum balance service charge

First 40 (basic) checks free

Kasasa Cash

None

Yes*

$50

None

No

Kasasa Cash Back

None

No

$50

None

No

Skyline Free Checking

None

No

$50

None

Yes

Skyline Interest Checking

$500 Yes $50 $5 Yes

Skyline Gold Checking

$1,500

Yes

$50

$5

Yes

50+ Interest  Checking

$300

Yes

$50

None (but interest will not be paid)

Yes 

How do I know which account is right for me?

  • Kasasa Cash: Earn bonus interest rates*
    • Bonus rates paid on balances up to $10,000*
    • Bonus rates paid on portion of balances greater than $10,000*
    • ATM fee refunds**
    • Minimum opening deposit $50
    • No minimum balance after opening
    • No monthly maintenance fee
    • Unlimited transactions
    • Free online banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Link to Kasasa Saver for more savings
    • Overdraft fees apply
  • Kasasa Cash Back: Earn 3% cash back on debit card purchases (up to $6 per month).***
    • ATM fee refunds**
    • Minimum opening deposit $50
    • No minimum balance after opening
    • No monthly maintenance fee
    • Unlimited transactions
    • Free online, banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Link to Kasasa Saver for more savings
    • Overdraft fees apply
  • Skyline Free Checking: No minimum balance and no strings attached.
    • First 40 basic checks are free
    • Minimum opening deposit $50
    • No minimum balance after opening
    • No monthly maintenance fee
    • Free online banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
    • Overdraft fees apply
  • Skyline Interest Checking: Competitive interest paid on all balances.
    • Earns interest
    • First 40 basic checks are free
    • Minimum opening deposit $50
    • $500 minimum balance
    • $5 fee if balance falls below $500
    • Unlimited transactions
    • Free online banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
    • Overdraft fees apply
  • Skyline Gold Checking: Higher interest for higher balances.
    • Earns interest
    • First 40 basic checks are free
    • Minimum opening deposit $50
    • $1,500 minimum balance
    • $5 fee if balance falls below $1,500
    • Unlimited transactions
    • Free online banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
    • Overdraft fees apply
  • Skyline 50+ Interest Checking: Earn competitive interest if you are over 50 simply by maintaining a minimum balance.
    • Balances over $300 earn interest
    • Free basic checks (max 40 per year)
    • Free standard size safe deposit box (while supplies last)
    • Minimum opening deposit $50
    • $300 minimum balance
    • No monthly maintenance fee (but interest will not be paid on balances less than $300)
    • Unlimited transactions
    • Free online banking, mobile banking and bill pay
    • Free eStatements
    • Free MasterCard debit card
    • Free 24/7 use of Skyline and non-Skyline National Bank ATMs (a corresponding bank fee may apply)
    • Overdraft fees apply

We make switching to Skyline National Bank easy! Simply use the forms provided in our switch kit to transition your accounts today!

Open an account online or stop in and find out how easy it is to switch to Skyline National Bank.

Skyline Checks: order your personal checks here.

*Higher rates paid when qualifications are met. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will earn a lower rate of interest. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card transactions. "Monthly qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions.

**Reimbursements of nationwide ATM withdrawal fees less than $5 incurred during qualification cycles will be reimbursed up to $25 when qualifications are met. ATM withdrawal fees are not reimbursed when qualifications are not met.

***Cash back rewards earned when qualifications are met. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will not earn cash back rewards. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card purchases.

Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Additional fees and terms may apply. For more details, our fee schedule is available upon request.

 

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