A Savings Option for Every Stage
From everyday savings to accounts designed for specific goals, there’s more than one way to make your money work for you. Explore our savings options below to find the right fit.
SKY Saver
Best for customers who want flexible savings without balance requirements
- Bonus rates paid on balances up to $50,000**
- Bonus rates paid on portion of balances greater than $50,000**
- Must be tied to SKY Cash or SKY Cash Back
- Minimum opening deposit $100
- No minimum balance after opening
- No monthly maintenance fee
- Free online banking and mobile banking
- Free eStatements
Skyline Money Market Account
Best for customers who maintain larger balances and want to maximize earnings while keeping funds accessible
- Tiered interest rates
- Minimum opening deposit $50
- $2,500 minimum balance
- $5 fee if balance falls below $2,500
- Free online banking and mobile banking
- Free eStatements
- Free MasterCard debit card
- Thirty days after account opening to reach minimum balance requirement
Skyline Everyday Savings
Best for customers starting to build savings with a low entry requirement
- Earns interest
- Minimum opening deposit $100
- $100 minimum balance
- $5 fee if balance falls below $100
- Free eStatements
Skyline Junior Savings
Best for parents teaching children the importance of saving
- Earns interest
- Minimum opening deposit $25
- No minimum balance until age 18
- Service charges waived until 18
- Free eStatements
Christmas Club
Best for customers who want to plan ahead for stress-free holiday spending
- Interest earned on balances up to $24,000
- Minimum opening deposit $10
- No minimum balance
- No monthly maintenance fee
- Free eStatement
Vacation Club
Best for customers who want a dedicated fund for vacations or big summer plans
- Interest earned on balances up to $24,000
- Minimum opening deposit $10
- No minimum balance
- No monthly maintenance fee
- Free eStatement
| Product | Minimum balance requirement | Interest bearing | Minimum to open | Below minimum balance service charge |
|---|---|---|---|---|
| SKY Saver | No | Yes | $100 | None |
| Skyline Money Market Account | $2,500 | Yes | $50 | $5 |
| Skyline Everyday Savings | $100 | Yes | $100 | $5 |
| Skyline Junior Savings | None* | Yes | $25 | None* |
| Christmas Club | None | Yes | $10 | None |
| Vacation Club | None | Yes | $10 | None |
We're Here When You Need Us
Not sure which savings account is right for you? Our team is here to help you explore your options and find the right fit.
*Minimum balance requirements and service charges are waived on Junior Statement Savings accounts until accountholder reaches age 18.
**Higher rates paid when qualifications are met on SKY Cash or SKY Cash Back. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will earn a lower rate of interest. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions.
Additional fees and terms may apply. For more details, our fee schedule is available upon request.