Personal Loans

Bring us your dreams, and we'll get to work.

This bank is so connected to community that when our customers shine, we shine too. In giving you our very best service along with superior lending solutions, we hope to inspire you while empowering you to enjoy a life of financial success.

Getting started is easy. Come in and talk to us, or scroll down to apply online. When you need a loan, the first thing we'll lend is an ear.

Home Loans*

In serving you, we’re nurturing a relationship that lasts over time and through major life events, like buying a home. Our expert mortgage lenders thoroughly prepare you for what’s ahead and then partner with you during the process for a successful closing.

  • Prompt and efficient loan decisions made by neighbors you know
  • Highly competitive rates
  • Affordable repayment schedules
  • Flexible Loan structures
  • Automatic debit plans

Financial Calculators




  • We help you determine how much you can afford to finance
  • Financing for purchase or construction of new or vacation homes
  • Mortgage loans available through Skyline National Bank
  • Re-financing available for existing mortgages


  • For repairs, remodeling, replacing heat/cooling units or other major expenses
  • Flexible terms available


  • Use the equity in your home to get the funds you need
  • Use the money for repairs, remodeling or personal expenses
  • The interest you pay may be tax deductible (consult tax advisor)
  • Flexible terms available


  • Use the equity in your home as a revolving source of funds to be used as needed
  • Funds can be used to consolidate or pay off loans with higher rates or credit card bills, or for medical emergencies, home repairs, large purchases, etc.
  • The interest you pay may be tax deductible (consult tax advisor)
Errors and Information Requests: Consumers have certain rights under Federal law that relate to resolving errors and requesting information about their mortgage loans. You may learn more about your rights by contacting us. Submit error or information requests in writing to Skyline National Bank, Loan Operations Department, P.O. Box 186, Independence, VA 24348. Please include your name, address, loan number, and describe the error you believe occurred or the specific information you are requesting.

Other Personal Loans

Our personal loans can be life-changing, allowing you to pay for planned or unexpected purchases responsibly. Whatever the need, we’re here to help make a difference in your life and position you for a brighter future.

Auto and Recreational Vehicle Loans*

  • Loans available for new and used cars, trucks, campers, RVs, ATVs and other vehicles
  • Always competitive rates, especially on used vehicles

Personal Loans*

  • For any planned or unexpected expenses – wedding, vacation, family emergency, etc.
  • Gives you a set schedule of repayment
  • Flexible terms available

*Loan origination fees may apply.

Would you like to have an idea of how much home financing would cost? Try out our easy-to-use calculator tools by clicking the button below.

Financial Calculators

Ready to apply for a personal or Mortgage loan? Click one of the links below to get started. 

Personal Loan

Mortgage Loan


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