Personal Banking

Personal Savings

SAVE AT YOUR OWN PACE

Whether you’re building an emergency fund or saving for something special, our personal savings options make it simple. With competitive rates, easy access, and helpful tools, you can grow your money with confidence – on your terms.

A Savings Option for Every Stage

From everyday savings to goal-based accounts, we make it easy to find what fits. Explore your choices below.

SKY Saver

Best for: Customers who want flexible savings without balance requirements.

Bonus rates paid on balances up to $50,000**
Bonus rates paid on portion of balances greater than $50,000**
Must be tied to SKY Cash or SKY Cash Back
Minimum opening deposit $100
No minimum balance after opening
No monthly maintenance fee
Free online banking and mobile banking
Free eStatements

Skyline Money Market Account

Best for: Customers who maintain larger balances and want to maximize earnings while keeping funds accessible.

Tiered interest rates
Minimum opening deposit $50
$2,500 minimum balance
$5 fee if balance falls below $2,500
Free online banking and mobile banking
Free eStatements
Free MasterCard debit card
Thirty days after account opening to reach minimum balance requirement

Skyline Everyday Savings

Best for: Customers starting to build savings with a low entry requirement.

Earns interest
Minimum opening deposit $100
$100 minimum balance
$5 fee if balance falls below $100
Free eStatements

Skyline Junior Savings

Best for: Parents teaching children the importance of saving.

Earns interest
Minimum opening deposit $25
No minimum balance until age 18
Service charges waived until 18
Free eStatements

Christmas Club

Best for: Customers who want to plan ahead for stress-free holiday spending.

Interest earned on balances up to $24,000
Minimum opening deposit $10
No minimum balance
No monthly maintenance fee
Free eStatements

Vacation Club

Best for: Customers who want a dedicated fund for vacations or big summer plans.

Interest earned on balances up to $24,000
Minimum opening deposit $10
No minimum balance
No monthly maintenance fee
Free eStatements

Product	Minimum balance requirement	Interest bearing	Minimum to open	Below minimum balance service charge
SKY Saver	No	Yes	$100	None
Skyline Money Market Account	$2,500	Yes	$50	$5
Skyline Everyday Savings	$100	Yes	$100	$5
Skyline Junior Savings	None*	Yes	$25	None*
Christmas Club	None	Yes	$10	None
Vacation Club	None	Yes	$10	None

WE'RE HERE WHEN YOU NEED US

Not sure which account is the best fit? Contact us or visit your local branch – our team is happy to help you take the next step.

*Minimum balance requirements and service charges are waived on Junior Statement Savings accounts until accountholder reaches age 18.

**Higher rates paid when qualifications are met on SKY Cash or SKY Cash Back. Qualifications include: at least one direct deposit or ACH payment transaction; at least 12 debit card purchases, each $5 or more; and enrollment in eStatements. Accounts that do not meet qualifications will earn a lower rate of interest. Qualifying transactions must post and settle during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count toward qualifying debit card transactions. “Monthly qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions.

Additional fees and terms may apply. For more details, our fee schedule is available upon request.