SMART MONEY

We are Smart. At Skyline, we help you become more successful in your daily life by providing helpful tips and resources on how to better manage your money.

Here you will find videos, tips, and articles of how you can be more successful in your financial goals as well as how to better safeguard your accounts.

Protect your identity

In today's advancing world, it is important to know how to safeguard your identity. That is why we have provided these videos to help you prevent possible Identity Theft for both your Personal and Business Accounts.

Identity Theft Prevention - This video provides helpful tips on how to protect your identity.
ID Theft For Business - Watch this video to learn how you can better secure your company's sensitive information.


Equifax Data Breach

In September 2017, Equifax, one of the top three credit reporting agencies, encountered a data breach that may have exposed personal information on more than 143 million consumers. Equifax has established a dedicated website, www.equifaxsecurity2017.com, to help you determine if your personal information may have been impacted. We recommend that you take the time to see if your data has possibly been compromised by visiting this site and enrolling in Equifax's free service if you choose.

To learn more information on the Equifax breach, check out our Equifax FAQs.


MasterCard ID Theft ProtectionTM

As a Skyline National Bank MasterCard debit card holder, you can receive MasterCard ID Theft Protection TM - at no extra cost - to help you protect your identity, your accounts, and your credit and debit cards from unauthorized use.

This benefit includes:

  • ID Theft Alerts – This service tracks thousands of websites to learn if a cardholder’s personal information is being bought or sold online. Cardholders can register for Advance Alerts for early detection at mastercard.us/idtheftprotection.
  • Expert Resolution Services – Expert assistance is available to help cardholders 24/7 if they think their identity has been stolen. They can call 1-800-MASTERCARD. They will be assigned their own personal certified specialist, who will guide them through the process every step of the way.
  • Emergency Wallet Replacement – Experts assist cardholders to quickly cancel and re-order the content of their physical wallet such as social security card, driver’s license and more. They can call 1-800-MASTERCARD for assistance.

For more information on this important service, click here.


Protect your account

How can you keep your accounts, and your money, safe?

All of us at Skyline National Bank are dedicated to keeping your accounts protected — whether you bank at the branch, online or over the phone — and we have a range of systems in place to do just that. We continually update and refine our systems to help ensure we stay on top of the latest threats and techniques to combat them.

But we can’t do it alone. We need your help. Here’s a list of steps you can take to safeguard your identity and finances. And we urge you to share these with your family and friends. Together, we can make a difference.

TRADITIONAL BANKING

  • Guard your paper statements or switch to online statements.
  • Get to know your tellers. The better they know you, the better they’ll be at spotting strange transactions in your accounts.
  • Shred all documents that contain private or critical information.
  • Never write your Social Security number or driver's license number on your checks (it’s not required by law).
  • Don’t provide personal information over the phone. Even if a call sounds legitimate, ask for the number, say you’ll call back and check into things before sharing private data.

ONLINE BANKING

  • Never do your online banking on a public computer.
  • Never use a public wifi to conduct online banking.
  • Always sign off and close your browser when you’ve finished your banking. This is especially important if you are banking with a mobile device such as a smartphone or tablet.
  • Make sure the information we have for you (e.g., phone, address, etc.) is current in case we need to reach you.
  • Choose your Personal Identification Number (PIN) carefully, and make sure the security question is something only you would know. If you decide to write your PINs down, keep them in a safe, discreet place.
  • Consider using an online tool such as Dashlane, LastPass or 1Password for your login information for Skyline (and other websites). These apps generate and store random combinations of letters, numbers and characters that serve as your passwords.
  • Make sure the URLs you use are secure. Look for the "s" at the end of “http” in your browser window. The “s” in “https” signifies secure communications.
  • Banks do not send out emails asking for account information. Be wary of any messages you receive asking for confidential information. And remember you can always call us to double-check.

MOBILE DEVICE 

  • Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen.
  • Log out completely when you finish a mobile banking session.
  • Protect your phone from viruses and malicious software, or malware, just like you do for your computer by installing mobile security software.
  • Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary "permissions".
  • Download updates for your phone and mobile apps. These updates often contain important security updates.
  • Avoid storing sensitive information like passwords or a social security number on your mobile device.
  • Tell your financial institution immediately if you change your phone number or lose your mobile device.
  • Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings especially when you're punching in sensitive information.
  • Wipe your mobile device before you donate, sell or trade it using specialized software or using the manufacturer's recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.
  • Beware of mobile phishing. Avoid opening links and attachments in emails and texts, especially from senders you don't know. And be wary of ads (not from your security provider) claiming that your device is infected.
  • Watch out for public Wi-Fi. Public connections aren't very secure, so don't perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network.
  • Report any suspected fraud to your bank immediately.

 

Go To Top